Terms of Use

Last updated: 07/01/2025

These Terms of Use are entered into by and between you and Innoconsult OÜ, Sepapaja tn 6, Tallinn 15551, Estonia (“Company,” “we,” or “us”).

These Terms of Use, together with any documents they incorporate by reference (“Terms”), govern your access to and use of www.alanzettelmann.com (the “Website”), including any content, functionality, and services offered, whether as a guest or registered user.

Please read these Terms carefully before using the Website.

By accessing the Website or using any of its services, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Website.


Privacy

Your use of the Website is also governed by our Privacy Policy, which forms part of these Terms.

Educational and Informational Purposes Only

The content on this Website (including courses, tools, events, and resources) is for educational and informational purposes only. It is not professional advice (financial, legal, medical, etc.) and does not replace consultation with a qualified expert.

International Users

This Website is operated from Estonia. If you access it from outside the country, you are responsible for compliance with your local laws.

Electronic Communications

By contacting us or using the Website, you consent to receive electronic communications. These satisfy any legal requirement for written communication.

Intellectual Property

All content (texts, graphics, logos, etc.) on the Website is the property of the Company or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or create derivative works without written permission.

Use of Resources and Courses

We offer downloadable materials, courses, and tools under a limited, personal, non-transferable license. You may not reproduce, resell, or modify these resources unless explicitly allowed.

Course Terms

Courses are offered with defined durations and terms. We reserve the right to change content, cancel access, or vary terms as needed. We do not guarantee results. Refund policies, if applicable, are disclosed at the time of purchase.

Communication Services

If the Website offers community features (forums, comments, etc.), you agree to use them respectfully and lawfully. We may moderate, restrict, or remove content at our discretion.

User Submissions

By submitting any content (feedback, comments, testimonials, etc.), you grant us a license to use it in our business, including publishing and modifying it.

Links to Third Parties

The Website may contain links to third-party sites. These are provided for convenience and do not constitute endorsement. We are not responsible for their content.

No Guarantees or Endorsements

We make no guarantees regarding specific outcomes or results from using our Website or products. References to third-party products, services, or experts do not constitute endorsements.

Limitation of Liability

To the fullest extent allowed by law, we disclaim any liability for damages arising from use of the Website or any content therein. This includes direct, indirect, incidental, and consequential losses.

Investment and Financial Risks

If financial topics are addressed, they are purely educational. All investments involve risk. You are solely responsible for any decisions or actions based on the content provided.

Changes to Terms

We may update these Terms at any time. Updates are effective upon posting. Continued use of the Website means you accept the revised Terms.

Severability

If any provision is found invalid or unenforceable, the remaining provisions remain in effect.

Governing Law and Jurisdiction

These Terms are governed by Estonian law. Any disputes shall be resolved in the courts of Tallinn, Estonia.

Contact

Questions or concerns? Contact us at: admin@alanzettelmann.com


These Terms of Use are effective as of 07/01/2025

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